Payment APIs Overview

With Rabobank’s payment APIs, you can easily retrieve transaction data (including history), receive payments, and initiate new ones—securely and in real time. By combining these capabilities, you can create a fully integrated and optimized payment experience that supports instant insights, smooth cash flow management, and seamless automation across your financial processes.

Requesting Transaction Information

Account Notification Services

Rabobank's Account Notification Service delivers real-time alerts on payment account activity—such as specific credit or debit entries—directly into your ERP or TMS system, enabling faster, smarter decisions without polling delays, and can be enriched with Business Account Insight for detailed transaction data.

Business Account Insight

Rabobank's Business Account Insight API provides real-time access to business account balances and transaction details—supporting both third-party integrators and direct clients—enabling seamless financial data integration via Rabo BoekhoudKoppeling and Rabo Banking Link.

Batch Transaction Details

Rabobank's Batch Transaction Details API provides detailed insights into Credit Transfer and Direct Debit batches—enhancing audit and accounting workflows—and requires integration with the Business Account Insight API to retrieve batch references.

Receiving Payments

Payment Request

Rabobank's Payment Request API enables business customers and third-party applications to generate and send payment links directly from their software, streamlining billing processes with secure integration via Rabo Banking Link.

Business Direct Debit

Rabobank's Business Direct Debit API enables third parties and direct customers to initiate bulk direct debits from Rabobank business accounts via their own applications, streamlining payment collection through secure integration with Rabo Banking Link.

Initiating Payments

Business Payment Initiation

Rabobank's Business Payment Initiation APIs allow third parties and direct customers to initiate single or bulk credit transfers from Rabobank business accounts via their own applications, with real-time status tracking and secure integration through Rabo Banking Link."

Business Instant Payout - Direct Connector

Rabobank's Business Instant Payout API enables corporate clients to automate real-time payment orders directly from their applications—bypassing manual authorization in Rabo Business Banking—using secure certificate-based processing.

Business Instant Payout - Third Party

Rabobank's BIP-TP API enables third-party providers to automate instant payouts for users, partners, or employees—securely and without manual authorization—using pre-authorized certificates for high-volume, real-time payment processing.