PSD2 APIs Overview

With PSD2 APIs licensed third parties can access user's payment and account data, with user's consent.

Account Information

The Account Information product provides certified parties access to a user’s current account information with user consent. You can use the Account Information APIs to gain access to an account (with user consent) to view their account balance and payment transactions history.

PSD2 Payment initiation

Single

With the PSD2 Single Payment Initiation API, Certified Payment Initiation Service Providers (PISPs) can create a seamless journey for your users while providing them full control throughout the process, the account holder can always decide which payments are executed. You can initiate a single credit transfer on behalf of your users using a Rabobank payment account. You can also retrieve the status of the initiated transaction to keep track.

Bulk

With the PSD2 Bulk Payment Initiation API, Certified Payment Initiation Service Providers (PISPs) can create a seamless journey for your users, while providing them full access control throughout the process. You can request the account holder's consent by using our OAuth 2.0 Services API. You can initiate bulk payments on behalf of your users using a Rabobank payment account. You can also retrieve the status of the initiated bulk payment in a PAIN.002 file format to keep track of the payments.

Confirmation Availability Funds

The Confirmation Availability of Funds product provides access to the current account of our clients to certified parties. This product checks whether a certain amount is available on the account of the payer.