Introduction to Rabo Smart Pay

Rabo Smart Pay is Rabobank’s payment service provider platform, offering a wide range of payment products for both online and in-store transactions. To support seamless integration, Rabo Smart Pay provides a set of APIs that enable businesses to embed payment functionality directly into their own systems.

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Authentication methods may vary by API and can differ from Rabobank’s general approach. To ensure proper implementation, always consult the documentation section specific to the Rabo SmartPay API you plan to use.

Online Payment API

This API enables merchants to integrate Rabobank’s payment services into their e-commerce platforms. It provides endpoints for initiating transactions, retrieving payment statuses, and managing refunds, supporting multiple payment methods like iDEAL, credit cards, and PayPal.

Merchant services API

This API allows businesses to manage their payment-related operations through a secure and centralized interface. It provides endpoints for retrieving transaction details, settlement reports, and reconciliation data, enabling merchants to streamline financial administration.

SmartPin Public API

Rabobank SmartPin Backend API enables merchants to manage their SmartPin environment programmatically through their own software instead of only via the SmartPin app. It provides endpoints to create, read, update, and delete shop-related data such as employee accounts, product catalogs, and settings, and supports batch uploads for efficiency.