Here we list the default categories for natural persons transactions in Sandbox.
Each transaction generates the column engine_category_id as the category id.
For Production, a default configuration is available but if you require a configuration specific, you can contact us for an Assessment session with Sales.
engine_category_id | Category name NL | Category name EN | Conceptual description |
|---|---|---|---|
1006 | hypotheek | mortgage | A (most of the time) DEBIT transaction for Interest, repayment and other costs for a loan that was taken to finance the cost of buying, refinancing or renovation of a property. |
1034 | pensioen | pension | A credit transaction containing pension-related keywords or from known pension fund accounts. Does not contain debit pension contributions. |
1042 | AIO uitkering | AIO allowance | A CREDIT transaction for AIO (Aanvullende inkomensvoorziening ouderen) allowances |
1039 | ANW uitkering | ANW allowance | A CREDIT transaction for ANW (Algemene nabestaandenwet) allowances |
1002 | AOW uitkering | AOW pension | A Credit transaction for AOW (Algemene OuderdomsWet) pension payments |
1036 | wezen uitkering | orphan allowance | A CREDIT transaction for orphan allowances |
1026 | contante storting | cash deposit | A CREDIT transaction indicating cash deposit |
1004 | belastingen algemeen | general tax payments | A Debit (sometimes Credit) transaction to pay tax to authorities for example for water, municipality, licence plate and any tax bearable asset or service. Exceptions are fines and legal punishments and VAT that are covered by the respective categories |
1046 | verzorging en gezondheid | personal healthcare | A DEBIT transaction for healthcare and beauty related expenses, e.g. hairdresser, Kruidwat, apotheek |
1023 | uit eten en drinken | food and drinks | A DEBIT Transaction of payment for eating or drinking in restaurants, cafe, bar, fast food chain, etc, includes Takeaway. |
1047 | hobbies en vrije tijd | hobbies and leisure | A DEBIT transaction of payment for hobbies and leisure |
1022 | auto en vervoer | car and transport | A DEBIT transaction of purchasing car, transportation related services like car sharing costs, public transport costs, toll charges, car wash, bicycle shop INCLUSIVE fuel. |
1035 | geldopname pinautomaat | cash withdrawal | A DEBIT transaction of withdrawing cash from an ATM |
1018 | dier en tuin | pets and gardening | A Debit transaction related to a pet and/or gardening shop |
1003 | boetes | fines legal punishment | A Debit transaction to pay fines to CJIB (Central Bureau of Justice) who is responsible for collecting a range of different fines, such as traffic fines and and other legal punishments. |
1025 | duo student debt | duo student debt | A DEBIT transaction to pay off the DUO student loan (Dienst Uitvoering Onderwijs = DUO) |
1031 | vakantiewoning | holiday rental | A transaction for an Airbnb rental |
1005 | betaalverzoeken | payment requests | A transaction for paying or receiving of a payment request |
1029 | goede doelen | gifts and donations | A transaction of receiving or paying for a gift, donation or sponsoring. |
1032 | salaris | salary | All credit transactions identified by a specific transaction type, specific counterparty name and/or key words in the description containing "salary, salaris, loon" are labelled as salary. Usually it is a fixed amount of money paid to an employee by an employer at regular intervals (e.g. weekly, 4-weekly, monthly). Excluding pension, benefits and allowances from the government. |
1028 | leningen | loans | All transactions for provisioning and repayments linked to loans, private lease or any form of credit (except mortgages and credit card) |
1017 | creditcard uitgaven | credit card charges | All transactions linked to a creditcard charges or creditcard company (can be both Debit and Credit). |
1044 | verzekeringen | insurances | All transactions related to any type of insurance, including premium and claim payment from an insurance company or company with insurance services |
1030 | telecom en streaming | subscriptions | All transactions related to subscriptions for telecom (Internet, TV, Phone) and streaming services |
1011 | UWV WW | employee insurance unemployment | All transactions with the (UWV) "Employee Insurance Agency Netherlands" according to Werkloosheidswet (WW) - "Unemployment act". Usually recognizable by keywords "WW" in the description |
1009 | UWV Wajong | employee insurance disablity wajong | All transactions with the (UWV) "Employee Insurance Agency Netherlands" according to Wet Arbeidsongeschiktheidsvoorziening voor jong (WAJONG) - "Disability Insurance Act for Young Persons". Usually recognizable by keywords "WAJ", "NWJ", "PWJ" in the description. |
1010 | UWV WAO | employee insurance disability | All transactions with the (UWV) "Employee Insurance Agency Netherlands" according to Wet op de arbeidsongeschiktheidsverzekering (WAO) - "Disability Insurance Act". Usually recognizable by keywords "WAO" in the description. |
1014 | UWV WIA IVA | employee insurance labor capacity fully disabled | All transactions with the (UWV) "Employee Insurance Agency Netherlands" according to Wet werk en inkomen naar arbeidsvermogen (WIA) - "Work and Income according to Labor Capacity Act" and Inkomensvoorziening Volledig Arbeidsongeschikten (IVA) - "Income provision for the Fully Disabled". Usually recognizable by keywords "ZWI in the description |
1013 | UWV WIA WGA | employee insurance labor capacity partially disabled | All transactions with the (UWV) "Employee Insurance Agency Netherlands" according to Wet werk en inkomen naar arbeidsvermogen (WIA) - "Work and Income according to Labor Capacity Act" and Werkhervatting Gedeeltelijk Arbeidsgeschikten (WGA) - "Return to work Partially Disabled". Usually recognizable by keywords "WGA" in the description |
1015 | UWV overig | employee insurance other | All transactions with the (UWV) "Employee Insurance Agency Netherlands" for reasons different than mentioned in other categories. Usually recognizable by "UVW" in the counterparty name. |
1012 | UWV ZW | employee insurance sickness benefits | All transactions with the Employee Insurance Agency Netherlands (UWV) according to "Ziektewet" (ZW) - "Sickness Benefits Act". Usually recognizable by keywords "ZW" in the description |
1033 | zakgeld | pocket money child allowances | An amount of money (usually small), typically on a regular basis, given to a child by their parent(s) or other relatives for spending on your own personal things. |
1024 | duo financiering | duo study financing | Credit transactions for study financing from the Dutch Education Execution Service (Dienst Uitvoering Onderwijs = DUO). Types are: student financing/loan, allowance for education, teacher scholarship/funding and lifelong learning credit. |
1037 | toeslagen | allowance | Credit transactions from the tax authorities (Belastingdiest) and Social Insurance Bank (de Sociale Verzekeringsbank = SVB) |
1040 | huishoudelijke artikelen | household items | DEBIT payment for household related expenses from household-related companies (e.g. Action) |
1045 | boodschappen | groceries | DEBIT payments for groceries |
1043 | sport | sports | DEBIT payments for sport related activities and expenses |
1016 | studiekosten | education expenses | Debit payments made for any type of education such as courses, driving school, etc. including study materials and books, school contributions. Excludes repayments of study loans. |
1001 | kinderopvang kosten | child care costs | Debit transactions representing payments to day care facilities, guest parent agencies (LRK registered = Landelijk Register Kinderopvang) for childrens' stay and care, as well as private nanny/baby sitter services obtained by the user feedback. |
1041 | huur woning | property rental payments | Debit transactions which contain payments made towards the rental property, which might include the rent as well as other fees or costs associated with the rental more than 300 euro, paid periodically for the use of a property by a tenant to the owner. |
1007 | kleding en sieraden | clothing and accessories | Expenses related to clothing & jewelry, includes shoes and accessories |
1038 | alimentatie | alimony | Partner alimony and childcare costs as legal obligation by a divorce agreement |
1019 | sparen en beleggen | savings and investments | This category represents credit and debit transactions that are related to either savings and/or investing into financial schemes, stocks, or property with the aim of gaining a profitable return. Includes dividend pay-outs. |
1999 | ongecategoriseerd | uncategorized | Transaction passed through all the modules but no category has been assigned |
1048 | vve | vve | Transaction related to VVE (Vereiniging van Eigenaars = Association of home owners), which purpose is to manage and maintain the common areas, amenities and shared responsibilities. |
1051 | energie | energy | A transaction for purchasing all kinds of energy and related costs from energy providers: gas, electricity, etc. |
1052 | water | water | A transaction for purchasing all kinds of water and related costs from water providers. |
1049 | kinderopvang toeslag | childcare benefits | Transactions from tax benefits specific for childcare. |
1027 | klussen en onderhoud | home improvements and maintenance | Transactions made at home improvement shops/services as well as for home maintenance, repairs and payments to homeowners association (VVE). Includes payments for storage boxes/garages. |
1020 | bankkosten | bank charges | Transactions related to bank charges including: |
1008 | eigen rekening | own account | Transfers between bank accounts belonging to the same person or a registered relation |