Identity and Risk APIs Overview

With Identity and Risk APIs, you can perform identity checks for your users, do financial assessments, get a detailed credit report, and digitize important documents.

Identification

iDIN

The iDIN API enables businesses to securely identify users, verify age, and facilitate logins by leveraging the trusted online banking environment of the user's own bank.

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  • iDIN

itsme

The itsme® API enables businesses to identify, authenticate, and onboard users securely using the itsme mobile app, backed by verified data from Belgian and Dutch ID sources.

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  • itsme

SMS OTP

The SMS OTP API allows businesses to verify a user's mobile number by sending a one-time password via SMS, often used as an extra layer of authentication.

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  • SMS OTP

ID check services

Fourthline ID Scan

The Fourthline API enables businesses to verify user identities through global ID document checks, biometrics, and location data to prevent fraud and ensure compliance.

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  • Fourthline

Onfido

The Onfido API enables businesses to verify user identities through global ID document checks and biometric authentication, helping reduce fraud and ensure trust.

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  • Onfido

Validation services

Surepay

SurePay API enables real-time verification of account holder names during payments, helping businesses prevent fraud and misdirected transactions through IBAN-name matching.

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  • Surepay

Sign API

The SurePay API helps businesses verify IBAN and account holder details to prevent fraud, ensure payment accuracy, and streamline onboarding.

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  • Sign API

Transaction enrichment

The TIX API helps businesses assess user income and expenses by analyzing categorized and periodic transaction data from multiple Dutch banks.

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  • TIX

Credit Estimate

The CreditEstimate API delivers fast, secure, and data-driven credit reports for Dutch SMEs using up to 24 months of transaction data from multiple banks.

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  • Credit estimate

Registered Email

Registered Email API enables secure, GDPR-compliant delivery of important documents via email, providing enhanced legal proof of delivery in line with eIDAS regulations.

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  • Registered email